Money & travel
Skip the exchange booth at Westchester County Airport. Use an ATM with a no-fee card — the ATM gives you the real mid-market rate, while airport exchange booths charge 10–20% above it. On a $500 exchange, that difference is $50–100 in hidden costs.
The key rule
Airport currency exchange booths typically charge 10–20% above the mid-market rate.
On a $500 exchange, that is $50–100 in hidden fees. The ATM is almost always better — even with a bank fee. And with a no-fee card, the ATM is unambiguously better.
No dedicated currency exchange counter or kiosk operates at HPN.
HPN's only scheduled international route is BermudAir's Bermuda service, which uses U.S. Customs and Border Protection pre-clearance in Bermuda — arriving passengers land at HPN already cleared, essentially like a domestic flight, with no on-arrival currency-exchange demand. That's why HPN has never built out a Travelex-style booth.
A Chase Bank ATM is on the second (ticketing/security) floor of the terminal; additional ATMs are near baggage claim and at the general-aviation FBOs (Signature Flight Support, Atlantic Aviation, Million Air).
ATMs run on the standard Visa/Plus and Mastercard/Cirrus networks. A no-foreign-transaction-fee card (Schwab, Wise, Revolut) avoids surcharges, though most HPN travelers won't need foreign currency at all given the airport's almost entirely domestic route map.
Best cards for ATM use abroad
Recommended for HPN
Handle any foreign-currency needs before you arrive at HPN — there is no exchange booth on site, and with only one Bermuda-bound route (already pre-cleared through U.S. Customs before departure) there is essentially no foreign-currency use case at this airport.
Pro Tip
Flying BermudAir to Bermuda: exchange or withdraw Bermudian dollars after you land there (it's pegged 1:1 to USD, and USD is widely accepted). HPN itself has nothing for outbound currency exchange, so plan ahead if you need cash before departure.
Before you leave
Order foreign currency from your bank before departure — Chase, Bank of America, and Wells Fargo all offer currency ordering at branches and online (3–7 business days). Rates are better than airport booths, and you avoid the airport rush entirely.
At your destination
Withdraw from a local ATM at your destination — you get the real mid-market exchange rate, minus a small network fee. A no-fee card eliminates even that. This is almost always the cheapest option.
In transit
Currency exchange at city banks or post offices in your destination country is typically far better than airport rates in both countries. Most major cities have walk-in currency exchange with rates 5–10% better than airport booths.
Is it better to exchange currency at HPN airport or at my destination?
Almost always at your destination. Airport exchange booths at Westchester County Airport charge 10-20% above the mid-market rate. At your destination, ATMs give the real interbank rate minus a small network fee — typically saving $50-100 on a $500 exchange versus the airport booth.
Where are the ATMs at HPN airport?
A Chase Bank ATM is on the second (ticketing/security) floor of the terminal; additional ATMs are near baggage claim and at the general-aviation FBOs (Signature Flight Support, Atlantic Aviation, Million Air). ATMs run on the standard Visa/Plus and Mastercard/Cirrus networks. A no-foreign-transaction-fee card (Schwab, Wise, Revolut) avoids surcharges, though most HPN travelers won't need foreign currency at all given the airport's almost entirely domestic route map.
Which currency exchange is at HPN airport?
No dedicated currency exchange counter or kiosk operates at HPN. HPN's only scheduled international route is BermudAir's Bermuda service, which uses U.S. Customs and Border Protection pre-clearance in Bermuda — arriving passengers land at HPN already cleared, essentially like a domestic flight, with no on-arrival currency-exchange demand. That's why HPN has never built out a Travelex-style booth.
What is the best card to use for foreign currency at HPN?
The Charles Schwab debit card is the top choice — it reimburses all ATM fees worldwide and charges 0% on international transactions, giving you the real mid-market exchange rate. Wise and Revolut travel cards are strong alternatives with similar 0% fee structures. Avoid using a standard bank debit card, which typically charges 1-3% foreign transaction fee plus an ATM surcharge of $3-5.
See also: Getting around HPN airport · Live HPN TSA wait times
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