Money & travel
Skip the exchange booth at Fort Lauderdale–Hollywood International Airport. Use an ATM with a no-fee card — the ATM gives you the real mid-market rate, while airport exchange booths charge 10–20% above it. On a $500 exchange, that difference is $50–100 in hidden costs.
The key rule
Airport currency exchange booths typically charge 10–20% above the mid-market rate.
On a $500 exchange, that is $50–100 in hidden fees. The ATM is almost always better — even with a bank fee. And with a no-fee card, the ATM is unambiguously better.
ICE (International Currency Exchange) operates kiosks in Terminal 4 (international arrivals, gates L-gates) and in Terminal 2. FLL handles notable Caribbean and Latin America traffic, particularly on JetBlue and Southwest international routes.
ICE kiosks at FLL charge 12–16% above the mid-market rate. Terminal 4's international arrivals level is the primary exchange location; rates are consistent with other Florida airports.
ATMs are in all four terminals. Chase, Bank of America, and Wells Fargo ATMs are near terminal entrances and at baggage claim exits. Terminal 4 international arrivals has ATMs near the customs exit corridor.
FLL ATMs are on the Visa/Plus, Mastercard/Cirrus, and STAR networks. A no-fee card (Schwab, Wise, or Revolut) eliminates surcharges — useful for Caribbean destinations where local ATMs may have higher fees.
Best cards for ATM use abroad
Recommended for FLL
Use an ATM with a no-fee card (Schwab, Wise, or Revolut) and decline any offered currency conversion at the ATM. Airport exchange booths charge 15-20% above the real rate.
Pro Tip
For Caribbean travel, withdraw local currency at your destination ATM rather than at FLL — Caribbean islands' ATMs typically give competitive USD-to-local rates that beat the FLL ICE kiosk spread.
Before you leave
Order foreign currency from your bank before departure — Chase, Bank of America, and Wells Fargo all offer currency ordering at branches and online (3–7 business days). Rates are better than airport booths, and you avoid the airport rush entirely.
At your destination
Withdraw from a local ATM at your destination — you get the real mid-market exchange rate, minus a small network fee. A no-fee card eliminates even that. This is almost always the cheapest option.
In transit
Currency exchange at city banks or post offices in your destination country is typically far better than airport rates in both countries. Most major cities have walk-in currency exchange with rates 5–10% better than airport booths.
Is it better to exchange currency at FLL airport or at my destination?
Almost always at your destination. Airport exchange booths at Fort Lauderdale–Hollywood International Airport charge 10-20% above the mid-market rate. At your destination, ATMs give the real interbank rate minus a small network fee — typically saving $50-100 on a $500 exchange versus the airport booth.
Where are the ATMs at FLL airport?
ATMs are in all four terminals. Chase, Bank of America, and Wells Fargo ATMs are near terminal entrances and at baggage claim exits. Terminal 4 international arrivals has ATMs near the customs exit corridor. FLL ATMs are on the Visa/Plus, Mastercard/Cirrus, and STAR networks. A no-fee card (Schwab, Wise, or Revolut) eliminates surcharges — useful for Caribbean destinations where local ATMs may have higher fees.
Which currency exchange is at FLL airport?
ICE (International Currency Exchange) operates kiosks in Terminal 4 (international arrivals, gates L-gates) and in Terminal 2. FLL handles notable Caribbean and Latin America traffic, particularly on JetBlue and Southwest international routes. ICE kiosks at FLL charge 12–16% above the mid-market rate. Terminal 4's international arrivals level is the primary exchange location; rates are consistent with other Florida airports.
What is the best card to use for foreign currency at FLL?
The Charles Schwab debit card is the top choice — it reimburses all ATM fees worldwide and charges 0% on international transactions, giving you the real mid-market exchange rate. Wise and Revolut travel cards are strong alternatives with similar 0% fee structures. Avoid using a standard bank debit card, which typically charges 1-3% foreign transaction fee plus an ATM surcharge of $3-5.
See also: Getting around FLL airport · Live FLL TSA wait times
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