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Money & travel

Colorado Springs (COS) Airport Currency Exchange

Skip the exchange booth at Colorado Springs Airport. Use an ATM with a no-fee card — the ATM gives you the real mid-market rate, while airport exchange booths charge 10–20% above it. On a $500 exchange, that difference is $50–100 in hidden costs.

The key rule

Airport currency exchange booths typically charge 10–20% above the mid-market rate.

On a $500 exchange, that is $50–100 in hidden fees. The ATM is almost always better — even with a bank fee. And with a no-fee card, the ATM is unambiguously better.

Currency exchange booths

No dedicated currency exchange counter or kiosk at COS.

COS is primarily a domestic airport; its only international service is Southwest's seasonal, once-weekly nonstop to Cancún (roughly late Nov–early Apr), processed through a small on-site Federal Inspection Station rather than a full international terminal. The airport's own services page lists ATMs but no exchange operator — generic 'currency exchange available' claims on some third-party travel-guide sites are not confirmed by the airport and should not be relied on.

ATM locations

Two ATMs: one on the 1st floor at baggage claim, and one on the 2nd floor concourse between Gates 3 and 5.

The specific bank/network affiliation of the ATMs is not published by the airport. Using a no-foreign-transaction-fee debit card (Schwab, Wise, Revolut) at any ATM avoids surcharges if you're converting currency around a Cancún trip.

Best cards for ATM use abroad

  • Charles Schwab debit — reimburses all ATM fees worldwide, 0% foreign transaction fee
  • Wise travel card — real mid-market rate, 0% on international ATM withdrawals up to monthly limit
  • Revolut card — real exchange rate, fee-free ATM withdrawals up to monthly limit

Best approach

Recommended for COS

Exchange or withdraw pesos before you fly, or use a no-fee debit card at an ATM once in Mexico — COS has no on-site currency exchange, so don't plan to convert money at this airport.

Pro Tip

If you're on the seasonal Cancún route, you'll clear customs at the Gates 14–18 Federal Inspection Station on arrival; the two on-site ATMs (baggage claim and the Gate 3–5 concourse) are your only cash options at COS itself.

Alternatives to airport currency exchange

Before you leave

Order foreign currency from your bank before departure — Chase, Bank of America, and Wells Fargo all offer currency ordering at branches and online (3–7 business days). Rates are better than airport booths, and you avoid the airport rush entirely.

At your destination

Withdraw from a local ATM at your destination — you get the real mid-market exchange rate, minus a small network fee. A no-fee card eliminates even that. This is almost always the cheapest option.

In transit

Currency exchange at city banks or post offices in your destination country is typically far better than airport rates in both countries. Most major cities have walk-in currency exchange with rates 5–10% better than airport booths.

Frequently asked questions

Is it better to exchange currency at COS airport or at my destination?

Almost always at your destination. Airport exchange booths at Colorado Springs Airport charge 10-20% above the mid-market rate. At your destination, ATMs give the real interbank rate minus a small network fee — typically saving $50-100 on a $500 exchange versus the airport booth.

Where are the ATMs at COS airport?

Two ATMs: one on the 1st floor at baggage claim, and one on the 2nd floor concourse between Gates 3 and 5. The specific bank/network affiliation of the ATMs is not published by the airport. Using a no-foreign-transaction-fee debit card (Schwab, Wise, Revolut) at any ATM avoids surcharges if you're converting currency around a Cancún trip.

Which currency exchange is at COS airport?

No dedicated currency exchange counter or kiosk at COS. COS is primarily a domestic airport; its only international service is Southwest's seasonal, once-weekly nonstop to Cancún (roughly late Nov–early Apr), processed through a small on-site Federal Inspection Station rather than a full international terminal. The airport's own services page lists ATMs but no exchange operator — generic 'currency exchange available' claims on some third-party travel-guide sites are not confirmed by the airport and should not be relied on.

What is the best card to use for foreign currency at COS?

The Charles Schwab debit card is the top choice — it reimburses all ATM fees worldwide and charges 0% on international transactions, giving you the real mid-market exchange rate. Wise and Revolut travel cards are strong alternatives with similar 0% fee structures. Avoid using a standard bank debit card, which typically charges 1-3% foreign transaction fee plus an ATM surcharge of $3-5.

See also: Getting around COS airport · Live COS TSA wait times

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