Money & travel
Skip the exchange booth at Atlantic City International Airport. Use an ATM with a no-fee card — the ATM gives you the real mid-market rate, while airport exchange booths charge 10–20% above it. On a $500 exchange, that difference is $50–100 in hidden costs.
The key rule
Airport currency exchange booths typically charge 10–20% above the mid-market rate.
On a $500 exchange, that is $50–100 in hidden fees. The ATM is almost always better — even with a bank fee. And with a no-fee card, the ATM is unambiguously better.
No exchange booths at this airport
None. ACY has no scheduled international flights, and the airport's official amenities list (acairport.com/amenities) includes only an ATM — no currency exchange counter. This means your in-airport options are limited to ATMs — which is actually a better outcome, since you automatically get the real mid-market exchange rate.
One ATM is confirmed on the airport's official amenities page; independent sources also mention ATMs on both the first and second floor of the single terminal, though exact locations are not published by the airport.
The ATM network/brand is not confirmed on the airport's own site. If you'll need foreign currency later in your trip, use a no-foreign-transaction-fee debit card (Schwab, Wise, Revolut) at your connecting international hub instead.
Best cards for ATM use abroad
Recommended for ACY
Handle any currency exchange needs before or after ACY. As a domestic-only airport with just one confirmed ATM and no exchange counter, it makes far more sense to convert currency at your bank at home or at a connecting international airport.
Pro Tip
If your trip continues internationally from a connecting airport such as Philadelphia or Newark, wait to exchange currency there — ACY's small terminal simply doesn't have the international passenger volume to support a dedicated exchange booth.
Before you leave
Order foreign currency from your bank before departure — Chase, Bank of America, and Wells Fargo all offer currency ordering at branches and online (3–7 business days). Rates are better than airport booths, and you avoid the airport rush entirely.
At your destination
Withdraw from a local ATM at your destination — you get the real mid-market exchange rate, minus a small network fee. A no-fee card eliminates even that. This is almost always the cheapest option.
In transit
Currency exchange at city banks or post offices in your destination country is typically far better than airport rates in both countries. Most major cities have walk-in currency exchange with rates 5–10% better than airport booths.
Is it better to exchange currency at ACY airport or at my destination?
At your destination. Atlantic City International Airport primarily serves domestic routes and has no dedicated exchange booths. Withdraw from an ATM at your destination using a no-fee card (Charles Schwab, Wise, or Revolut) for the best possible rate.
Where are the ATMs at ACY airport?
One ATM is confirmed on the airport's official amenities page; independent sources also mention ATMs on both the first and second floor of the single terminal, though exact locations are not published by the airport. The ATM network/brand is not confirmed on the airport's own site. If you'll need foreign currency later in your trip, use a no-foreign-transaction-fee debit card (Schwab, Wise, Revolut) at your connecting international hub instead.
Which currency exchange is at ACY airport?
Atlantic City International Airport does not have dedicated currency exchange booths. It primarily serves domestic routes. For foreign currency, use an ATM with a no-fee card and exchange at the real mid-market rate.
What is the best card to use for foreign currency at ACY?
The Charles Schwab debit card is the top choice — it reimburses all ATM fees worldwide and charges 0% on international transactions, giving you the real mid-market exchange rate. Wise and Revolut travel cards are strong alternatives with similar 0% fee structures. Avoid using a standard bank debit card, which typically charges 1-3% foreign transaction fee plus an ATM surcharge of $3-5.
See also: Getting around ACY airport · Live ACY TSA wait times
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